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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Native American Heritage Month

National Native American Heritage Month is celebrated in November of every year. It is a time to explore the heritage and culture of Indigenous peoples, both historically and in the present. In the month of November, we celebrate Native American, Alaska Native, Native Hawaiian, and Island communities to ensure their histories and traditions continue to thrive with the coming generations. Native American Heritage Month is...

Should I Provide 401(k) Matching?

Employees love to watch the value of their 401(k) grow. Employers who match 401(k) funds are providing one of the most popular employee benefits. The investment in these retirement savings accounts are tax-free, taxed when funds are withdrawn at retirement or when withdrawn early for another reason. Types of 401(k) Plans As an employer, you have two options: Traditional 401(k): These retirement accounts are built...

Market Trends: What's New About Buying a Used Car?

Choosing to buy a new or used car used to be straightforward. That’s changed a bit, thanks to the pandemic, particularly because of the car chip shortage. While new cars are becoming more plentiful, rising interest rates and general inflation may have you considering options you never would have before, like buying out a lease or buying from a private seller—or becoming a private seller. Also,...

7 Alternatives to a Traditional Grass Lawn

Every homeowner dreams of having a yard filled with lush, perfectly green grass. But if you manage your own landscaping, it doesn’t take long to realize that achieving lawn perfection takes a whole lot of time, work and money. You have to water, fertilize, mow, weed, trim, dethatch, aerate… the list goes on. And if you slack on yardwork, your lawn will quickly take on...

Here’s Why You Should Buy Life Insurance for Your College Student

A college student does not typically have children or debt, other than student loans. With no dependents who rely on them, why would you buy life insurance for a child in college? No one wants to consider the death of a child. However, should this tragedy occur in your family, if you have co-signed on any loans, it can become a problem. On the positive...