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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How To Design A Top-Notch Employee Benefits Package

While the COVID-19 pandemic has spawned an unprecedented wave of unemployment, many economists are predicting a strong recovery. Those employers offering great benefits packages will have a clear edge retaining existing employees and attracting the best talent over the long haul. Here are 5 ways to develop a top-notch benefits package that keeps employees happy and your business thriving. Do your research. You don’t have...

How Is Contractors General Liability Insurance Different From Standard Commercial Liability Insurance?

Any business needs general liability insurance. Contractors, subcontractors, and independent tradesmen need this type of coverage, not only to protect their business, but often as a requirement for the job. Trades that need contractors general liability insurance include construction, carpenters, plumbers, electricians, painters, and masons. What Is Standard Commercial Liability Insurance? Commercial general liability (CGL) insurance protects a business from financial loss due to liability...

Share Your Driving Data To Potentially Help Lower Business Auto Insurance Costs

EnRoute, Erie Insurance’s commercial telematics program, makes it easy for business auto insurance customers to share their driving data and thereby potentially lower business auto premiums and reduce driving risk. EnRoute uses driving and vehicle data from telematics devices to help business owners recognize how choices, such as routes, driver actions, and the types of vehicles driven, affect driving performance and safety. The program works with...

Avoid Common Home Accidents During The Summer

Summer is the season of outdoor adventures such as swimming, boating, and trips. It is also a time when many minor or more serious accidents can occur. The following tips can help you keep your family and friends safer by preventing some common summertime home accidents and injuries. Sunburn Damage from the sun is one of the most common injuries during the warmer months. Severe...

Short-Term Disability Coverage Vs. Long-Term Disability Coverage

Short-term disability and long-term disability are both designed to protect your income in case you are unable to work. However, there are differences in the two types of coverage. Many people elect to have both short-term disability and long-term disability insurance policies. What Is Short-Term Disability Insurance? Short-term disability (STD) policies pay benefits for shorter time periods, after a brief waiting (elimination) period, which is...